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Insurance is a protective measure, coverage of an individual, group, or business in which the individual or entity receives financial protection or reimbursement against losses, damages or health-related expenses. Usually this is done by a group of people (insured parties) paying into one large pool of funds that will cover the risks and associated costs of the entire group of people. Why is insurance important? |
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Auto insurance is a type of insurance that covers losses or damages on cars, trucks, and SUVs due to accidents or theft. Thousands of cars get stolen every year, and the number is even higher for the amount of vehicular accidents that occur on an annual basis. Read on to see what types of auto insurance coverage is available, and which plan will best suit your needs. |
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Homeowner’s insurance is a type of insurance that can cover many aspects of a person’s home and their private property. Depending on the kind of coverage you wish to choose, there are seven basic types of homeowner’s insurance (the first four being the more common policies) that cover everything from personal belongings due to theft to complete destruction of homes resulting from natural disasters. Here's a brief explanation of the various options that are available. |
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In the case of a death, life insurance will pay a set amount of money to the person that the insured individual specifies; this person is also known as the beneficiary. The purpose life insurance is to protect your family and loved ones left behind from financial loss after your death. There are three main types of life insurance: term life insurance, variable life insurance, and universal life insurance, all of which should be carefully studied so that every individual knows what plan is right for them when the time comes. Read on for an explanation of these policies. |
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Insurance 
