FinanceGenius loan origination software enables community banks and credit unions to automate and quickly decision consumer loan applications. It combines a loan processing system, a decision engine, and a document system into one platform.

The FinanceGenius platform improves efficiency, manages credit risk, ensures compliance, and manages quality control of the lending process. Lenders increase loan volume using the FinanceGenius software without sacrificing the quality of their portfolio.

The easy-to-use interface and quality checks built into the system reduce training times and user errors, translating to increased efficiency, profitability, and compliance.

Platform Features:

• Full SaaS (ASP) Computing Model
  Because the software is web-based, you have no hardware to purchase or maintain. Our “zero footprint” technology lets you drive down costs while enabling you to focus on lending.
• Customizable Web App
  FinanceGenius’ online loan application can be incorporated seamlessly within your existing website design.
• DealerTrack and NADA Integration for collateral values
• Automated Decision Engine/ FICO Scorecard
  The engine behind FinanceGenius’ decisioning allows instantaneous decisions to be be made and process includes a suite of 24 scorecards out of the Fair Isaac (FICO) Application Model 3.0, the most highly predictive tool-set in the industry.
• Electronic Document System and Docusign Capability
  Improve accuracy and efficiency in your funding process by electronically generating loan documents from data collected and verified during the application process. FinanceGenius integrates with any document provider and allows remote document delivery, so members may handle the entire process online. In addition, the software also offers e-signature capabilities to pull the borrower out of the market place more quickly.
• Security and Compliance
  Controls and quality checks built into the system improve compliancy and reduce time spent by auditors reviewing their processes. FinanceGenius’ Automated Decision Engine (ADE) helps to ensure iron-clad compliance based upon preset internal rules and applicable regulations. Our experts assist lenders in defining their lending strategy using either a bureau score or an application risk model for the decision process.  FinanceGenius also helps in designing a gray-area strategy for handling customers who fall just below the defined criteria.  We also automate the delivery of both the FACT Act notices and Adverse Action letters.
• Service and Support
  FinanceGenius provides step-by-step training with launch assistance, on-site visits, webinars, online support and dedicated, responsive help desk staff.